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Clover Health Medicare Advantage PPO plans earn a 4 Star Rating for 2025!

Medicare Advantage Plans (Part C) for Pennsylvania

We take Medicare coverage to the next level with $0 premiums and a cap on yearly out-of-pocket costs.

Enter your zip code to see Clover Health plans available in Pennsylvania.


Why Choose Clover? 

 

Simple. We feel there’s no better Medicare Plan.

At Clover, we are committed to providing our members wide access to care and high value plans with benefits that help their budget go farther. 

Most Clover Health Medicare Advantage (Medicare Part C) all-in-one plans, that include prescription drug coverage, are designed for:

  • Affordability – $0 to low monthly plan premiums
  • Value – Low out-of-pocket expenses  and a maximum out-of-pocket
  • Predictability – $0 to low copays
  • Money-saving Extras – Like allowances for dental care, eyewear, and over-the-counter items

Join the thousands of members that have entrusted Clover with their healthcare coverage, so you have one less thing to worry about!


Our Approach to Medicare Is Simple

Clover Health is a Medicare Advantage insurer focused on lowering your out-of-pocket healthcare costs, stretching your budget, and giving you great benefits and programs as part of every plan.

In Pennsylvania, Clover Health offers PPO Medicare Advantage plans in Bucks, Delaware, and Philadelphia counties.

In 2025, we are offering PPO Medicare Advantage plans designed to give Pennsylvania residents some of the best, money-saving benefits in the area.  Compare and find your perfect plan.

The Clover Health Choice (PPO) (038) includes prescription drug coverage

  • $0 monthly plan premium
  • No medical plan deductible
  • $0 copay for primary care visits
  • $2 for in-network specialist visits
  • $115 quarterly Over-the-Counter item allowance 
  • $1,500 yearly Dental allowance 
  • $200 yearly Eyewear allowance 
  • LiveHealthy Reward dollars (up to $400 per year)† 

The Clover Health Valor (PPO) (061) - designed for Veterans to complement your VA Coverage. You do not have to be a Veteran to join. 

  • $0 monthly plan premium
  • $0 copay in-network primary care visits 
  • $125 monthly Part B Giveback ($1,500 per year)
  • $1,500 yearly dental allowance
  • $200 yearly eyewear allowance
  • $50 quarterly OTC Allowance (up to $200 per year)
  • LiveHealthy Reward dollars (up to $400 per year)† 


To see which money-saving Clover Health PPO is available in your area, enter your zip code 

Find the right Clover plan for you.

Enter your zip code on the right or call us. We're available to talk from 8 am to 8 pm, 7 days a week.*

Doctor in an exam room smiling

Our Medicare Advantage PPO Plans Give You Freedom to Choose Your Doctor

At Clover Health, we believe in letting you see the doctor you want to see.

We have a broad network of more than 70,000 healthcare providers, so you can get the care you need in your area from a trusted in-network doctor. You also have the freedom to see out-of-network primary care providers or specialists, you just may have to pay a little more. The choice is yours.‡

If you’d like to see a list of providers in your area who are in the Clover Health network, please go to Find a Provider.

To see if your prescriptions are covered by Clover, please go to Find Your Drugs

Visit Find a Pharmacy to find a network pharmacy near you.

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Let's find out if Clover is right for you.

We're available to talk 8am to 8pm, 7 days a week.*

†LiveHealthy reward dollars may not be used to purchase alcohol, tobacco products, or firearms. Not redeemable for cash. Other limitations may apply; please call Clover for details.

‡Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.